Life Insurance Calculator
Estimate the ideal life insurance coverage you need using the Human Life Value (HLV) method. Enter your income, savings, liabilities, and existing coverage to see the recommended protection.
Your Details
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Current Age
Retirement Age
Annual Income (₹)
Expected Return / Discount Rate (% p.a.)
Current Savings & Investments (₹)
Existing Life Insurance (₹)
Outstanding Liabilities (₹)
Coverage Recommendation
₹ 42,82,317
Additional Coverage Recommended
HLV: ₹ 46,29,423
Based on your income and liabilities, you should have total coverage of ₹56,29,423. After existing insurance and savings, an additional ₹42,82,317 is recommended.
Coverage Breakdown
Features:
Estimates ideal life insurance coverage based on income, liabilities, and family needs. Helps users ensure long-term financial security for dependents. Useful for family financial protection.
